Personal Finance

Three-day Weekends On the Rise

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Three-day Weekends On the Rise

For many employees, the bank holidays of the festive season may be welcomed after months of solid five-day working weeks.

But BusinessWeek notes that the credit crunch could result in three-day weekends being the norm as companies look to cut costs.

Mock Stocks Can Boost Financial Education

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Mock Stocks Can Boost Financial Education

Monetary education institution ifs School of Finance has argued in favour of the creation of a mock stock market as a training tool.

According to a spokesperson for the educator, allowing students to play the stock market without risk could help them to understand the benefits and dangers of the real exchange.

Income Inequality 'Is Inherited'

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Income Inequality 'Is Inherited'

While some people may expect to inherit a lump sum or family property from their ancestors, new research has revealed that the reality may be quite the opposite.

Economists from Brown University explain that, for many people, income inequality could be a realistic expectation as an inheritance.

Why is Saving Important?

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'Half still save'

Almost half of all people are continuing to regularly save money - in spite of the phantasm of the credit crunch - according to National Savings and Investments (NS&I).

The organisation explains that 47 per cent of individuals are still finding sufficient funds to place to one side.

UK Debt 'Harder to Service'

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UK Debt 'Harder to Service'

The balance of UK debt is becoming more of a burden on the typical household, according to the Bank of England.

Research published by the central bank as part of its quarterly bulletin indicates that many families are facing tightened economic conditions.

Forex Trade

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A Quick-Start Guide to Forex Trading

If you want to get started in forex trading, here's a starter kit designed with beginners in mind:

Investment Firms

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Why An Investment Firm May Be Your Greatest Investment

Dalbar's Quantitative Analysis of Investor Behavior Study concludes the average investor acts on emotion, resulting in returns that barely outpace inflation. The study shows the average equity investor acting alone netted an average annual return of 3.9% over a 20-year period, far below the S&P average of 11.9% enjoyed by institutional investors.

Life Insurance

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What Your Life Insurance Agent Doesn't Want You To Know

When buying life insurance, remember rule #1: don't trust insurance salesmen. Some are honest, but you don't know which ones. Seek independent advice from reputable sources. Begin right here ...

Loan

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How To Get The Best Options On Your Loan

It pays to shop around, as not all loans are the same. It is vital that you minimize the cost of your loan and this article looks at how you can achieve this.

Mortgages

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What You Should Look For In a Mortgage

There was a time when buying a house required a few years of saving for a decent down payment or even the whole value of the home. Now the options for a mortgage are endless -- decode them all here and find out not what kind of a mortgage you can get; discover what kind you should get.

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